Banks Homes with 2 Stories

Welcome to Banks County, Georgia, a hidden gem nestled in the heart of the Peach State. Known for its picturesque landscapes and friendly communities, Banks County offers a unique blend of rural charm and modern convenience. With its rolling hills, lush forests, and serene lakes, this county is perfect for those seeking a tranquil lifestyle while still being close to urban amenities.

One of the standout features of Banks County is its diverse real estate market, particularly the abundance of stunning two-story homes. These residences not only provide ample living space but also offer a perfect backdrop for family gatherings and entertaining. Imagine hosting weekend barbecues on your spacious deck or enjoying cozy evenings by the fireplace in your beautifully designed living room. The two-story homes here often boast open floor plans, large kitchens, and inviting outdoor spaces, making them ideal for both growing families and those looking to downsize without compromising on comfort.

Beyond the homes, Banks County is rich in recreational opportunities. Residents can explore the breathtaking trails of the nearby Chattahoochee National Forest, enjoy fishing and boating at Lake Hartwell, or take part in local festivals and events that celebrate the community spirit. With a strong sense of belonging and a slower pace of life, Banks County is not just a place to live; it’s a place to thrive.

Whether you’re looking for your dream home or a serene retreat, Banks County’s two-story homes offer the perfect blend of comfort and style in a community that truly feels like home. Come discover the charm of Banks County and see why so many are proud to call it home!

Newest Banks Homes with 2 Stories

$599,900

4 Beds ⋅ 4 Baths ⋅ 10847200 MLS

PRIMARY SUITE ON THE MAIN, 1.45 ACRES, AND A FULL BASEMENT STUBBED FOR A BATH WITH EXTERIOR ACCESS IN CHIMNEY OAKS. Built in 2022, this popular Lily plan sits on one of the larger lots in the community, with a deep backyard, backed by trees for privacy. Inside, the main level is made for everyday living and easy hosting. A dedicated office with French doors sits just off the foyer, and the dining room features wainscoting and a built-in coffee bar. The kitchen has a large center island with seating, white cabinetry, stainless appliances, and a walk-in pantry, all open to the breakfast area and living room with a shiplap fireplace and wood mantel. The primary suite is on the main with a dual vanity bath, oversized zero-entry shower with bench, and walk-in closet. Laundry, a mudroom drop zone, and a half bath round out the main level. Upstairs, a spacious loft connects three bedrooms, including a second suite with its own private bath, plus two bedrooms sharing a bath with double vanity. The 2,011 sq ft unfinished basement is already framed, stubbed for a bath, and has its own exterior door to the backyard. It's ready for your plans: media room, gym, guest suite, or workshop. Enjoy mornings on the rocking chair front porch and evenings grilling on the back deck. Chimney Oaks offers an 18-hole championship golf course, Junior Olympic pool, fitness center, tennis courts, clubhouse with on-site restaurant and sports bar, and The Forge virtual golf. Room to spread out, inside and out, in one of Northeast Georgia's favorite golf communities.

130 Peachwood Lane, Homer

$359,000

4 Beds ⋅ 3 Baths ⋅ 10846091 MLS

The Chesire Plan built by Stephen Elliott Homes. Take advantage of the final/last home, and SAVE BIG! Quick Move-In! Welcome to your piece of golf retreat paradise! Located in the fantastic community of Chimney Oaks, decompress with the countless amenities offered such as an olympic sized swimming pool, tennis courts galore, restaurant, golf, and MORE! This fantastic home welcomes you with an airy and bright 2-story foyer. The cozy family room with shiplap surround fireplace is overlooked by a chef's paradise kitchen outfitted with the latest stainless steel appliances, granite countertops, and snazzy tile backsplash. Directly off the kitchen you'll find a spacious formal dining room perfect for any holiday or every day occasion. Upstairs, your large primary suite welcomes you with double doors and is equipped with trey ceiling and sitting room, leading to your own spa-like wonderland with tile floor/shower, huge garden tub, and cultured marble countertops. The secondary bedrooms are amply furnished with plenty of space and walk in closets. Out back you are greeted with a sleek patio just waiting for you to set up the grill and get cooking those summer meals! Don't miss out on your limited opportunity to be a part of this awesome community. Call TODAY! Ask about our $10,000 Any Way You Want It* Incentive with the use of the Seller's preferred lender with binding contract by 09/30/2026.

145 Greenview Court, Homer

$451,535

4 Beds ⋅ 4 Baths ⋅ 10845759 MLS

Open Door Home. Fairfield Plan on Lot 20A. Discover this move-in ready 4-bedroom home in Homer, GA, where country club amenities meet the relaxed feel of country living. Built in 2026, 166 Classic Overlook offers 2,344 sq ft, 3.5 baths, a thoughtful primary suite, upgraded kitchen, covered outdoor living, and access to an amenity-rich golf course community. Imagine coming home and feeling like the weekend has already started. At 166 Classic Overlook, "country club living in the country" means having recreation, dining, relaxation, and a beautiful new home all within your community. Set on a .2-acre lot, this move-in ready 2026 home welcomes you with 4 bedrooms, 3.5 baths, and 2,344 sq ft designed around how you actually live. The kitchen pairs ash-colored 42-inch cabinets with quartz countertops and a double oven, creating a bright, polished space for weeknight dinners and gatherings. A wood-burning fireplace adds warmth when the weather cools, while the covered back patio with ceiling fan invites you outside when Georgia evenings are calling. The primary suite creates a retreat of its own with a spa-style shower featuring dual shower heads, a separate water closet, and a primary closet that connects directly to the laundry room. Even the garage offers something extra: a tandem golf course configuration with a third door. Beyond your front door, enjoy a golf course community with tennis and pickleball, a junior-size Olympic swimming pool with splash zone, snack bar, fitness center, indoor golf analysis range with sports bar, restaurant, and 19th Hole bar. Annual HOA dues are $1,365, and Tanger Outlets in Commerce is conveniently nearby. If you have been searching for a 4-bedroom home in Homer, GA that combines new construction comfort with a resort-inspired lifestyle, 166 Classic Overlook deserves a closer look. **Interior Stock Photos Being Used**

166 Classic Overlook, Homer

$349,900

4 Beds ⋅ 3 Baths ⋅ 10845237 MLS

Beautiful 4-bedroom, 3-full-bath home located in a quiet cul-de-sac with NO HOA! This well-maintained, only 4-year-old home offers a highly desirable floor plan featuring a bedroom and full bathroom on the main level, perfect for guests, in-laws, or a second primary suite. Upstairs you'll find three additional bedrooms and two full bathrooms, including the primary suite. Enjoy high ceilings, spacious living areas, and a 2-car garage with an extended driveway offering parking for approximately 6 vehicles. Situated in a peaceful setting, this move-in-ready home offers comfort, space, and flexibility without the restrictions of an HOA. A wonderful opportunity you don't want to miss!.

115 BROOKSIDE Court, Lula

$469,000

4 Beds ⋅ 4 Baths ⋅ 10839444 MLS

Spectacular Two Story Cottage in the foothills of the North Georgia Mountains. Windy Knoll is known for its breath taking mountain views and luxury homes and NO HOA! This renovated home with 4 bedrooms and 3.5 bathrooms has a full finished basement with in-law suite, Two fireplaces, screened porch, back deck, Circular drive and an additional drive below. The basement level has a private level entrance with huge patio. ROCK SOLID and maintained with extreme care, great precision, and close attention to every small detail. Newer roof, HVAC, 25 year warranty Rhino Shield exterior paint, all NEW VINYL WINDOWS being installed with a lifetime warranty. Oversized garage with workshop area and access to patio. Windy Knoll does not have an HOA. Convenient to Hwy 365. under 30 minutes to Gainesville, close to Piedmont College, Cornelia and Clarkesville. 101 Hancock Way is surrounded by Habersham County and just barely into the NW section of Banks County. Close to great golf at Apple Mountain. Quick trip to Tallulah Falls. Just minutes to the best hiking trails at Chenocetah Mountain and Lake Russell. 40 minute straight shot to UGA on 441.

101 Hancock Way, Baldwin

$429,900

4 Beds ⋅ 3 Baths ⋅ 10836163 MLS

ELEGANCE AND COMFORT TOGETHER!!! This stunning, better-than-new 2024 build offers 4 beds, 2.5 baths, and 2,443' of luxurious living in the prestigious Chimney Oaks Golf Community, all priced far BELOW current new-construction market values. Home Highlights: 1) Open & Airy Design: A dramatic two-story foyer flows into an expansive family and dining area featuring soaring vaulted ceilings. 2) Chef's Kitchen: The heart of the home features white cabinetry, quartz countertops, a stylish backsplash, a massive center island, and a roomy pantry. 3) Main-Level Primary Suite: Enjoy ultimate convenience with a primary bedroom on the main floor, complete with vaulted ceilings, LVP flooring, a walk-in closet, and a spa-like bath with a floor-to-ceiling tiled shower. 4) Versatile Upper Level: Upstairs offers a large loft, three additional bedrooms, and a full bath in brand-new, never-used condition. Outdoor Living: 1) Step outside into your fully enclosed, wood-fenced, private backyard, perfect for pets and entertaining. 2) Community Lifestyle. Reside in the resort-style Chimney Oaks community where every day feels like a vacation. Enjoy high-end amenities including:18-hole golf course, Clubhouse, on-site restaurant, and fitness center, Junior Olympic swimming pool, tennis, and pickleball courts. 3) Prime Location. Perfectly situated between Gainesville, Commerce, and Cornelia with seamless access to GA-365, I-85, and Hwy 441. You are just a short drive from the beautiful North Georgia Mountains, including Helen, Clayton, and Dahlonega. Would you like help preparing an offer, or should we look into scheduling a private or virtual tour for this property? I'm just a phone call away from helping you start your new home adventure! Additionally --- Great News for Homebuyers! Buying your first home or upgrading your home just got a little easier! The seller is offering a $2,500 lender credit to qualified buyers who finance through our preferred lender. Use this credit toward eligible closing costs and keep more money in your pocket for the things that make a house feel like home. Whether you're purchasing your very first home or simply looking for a place where your family can grow, this is an opportunity you won't want to miss. Lender credit available to qualified borrowers financing through our preferred lender, Shane Burns with Guild Mortgage NMLS#1942573. Terms and eligibility requirements apply. Reach out today for more details or to schedule your private tour!

140 Applewood Way, Homer

$436,000

4 Beds ⋅ 4 Baths ⋅ 10833273 MLS

INCREDIBLE BUYER INCENTIVES: $7,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $7,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. This Maysville home sits on a generous wooded lot with a bright, classic exterior and a broad lawn. Inside, the main living area features durable wood-look flooring, abundant windows, and a fireplace that anchors the room. The kitchen includes a center island, ample cabinetry, visible stainless-steel appliances, and an easy connection to the dining and living spaces. Bedrooms are clean and neutral, with multiple baths adding everyday function. A raised covered deck overlooks the backyard, while the unfinished basement and attached garage add useful storage, hobby, or future-flex space. Fresh interior finishes help the home feel clean, open, and ready for everyday living. Included 100-Day Home Warranty with buyer activation

522 Mountain Creek Drive, Maysville

$720,000

5 Beds ⋅ 4 Baths ⋅ 10829198 MLS

QUALITY CRAFTSMANSHIP IN THIS LIKE NEW HOME with TWO RIVER ROCK fireplaces, two kitchens, EXPANSIVE OUTDOOR SPACES and COOKS DELIGHT KITCHEN. Tucked away on a private, wooded 2-acre lot, this spacious home offers an impressive combination of comfortable everyday living, abundant storage and flexible space rarely found in one property. The Hardie board with stone exterior and metal roof provide the low maintenance peace of mind you want in your new home. A large covered front porch and stunning stone work will welcome your guests in style. Inside, the expansive open living area offers two distinct seating areas, including a beautiful stone fireplace with built-in custom cabinetry, plus a generous dining area that makes the home ideal for both everyday living and entertaining. The kitchen provides a breakfast area, breakfast bar and two pantries, including a large walk-in pantry. A spacious laundry room is conveniently located near the garage entry. The primary suite features a large bath with double vanity, separate shower and soaking tub. New carpet in all bedrooms and fresh paint throughout a large portion of the main level make the home move-in ready. Outdoor living is equally impressive with a huge screened porch with new screening plus an adjoining deck, creating plenty of room to relax, dine and enjoy the wooded surroundings. The lower level dramatically expands the possibilities of this home featuring a commercial-style kitchen with stainless steel workspace and islands, oversized multipurpose room with concrete floors, an additional bedroom, walk-in closet and full bath. Whether used for entertaining, hobbies, recreation, a home-based workspace or extended living space, this level offers exceptional flexibility. Need storage? You'll find more than 1,200 square feet of dedicated storage space with metal shelving, along with a second garage. A 32,000-watt whole-house propane generator with automatic transfer switch provides valuable backup power, and a security system is already in place. All of this in a private setting while remaining conveniently located for access to Toccoa, Commerce and Habersham County. With generous living spaces, extensive storage, multiple garages and an unusually versatile lower level, this property offers room to live, work, entertain and grow.

157 Dusty Trail, Toccoa

$520,000

5 Beds ⋅ 4 Baths ⋅ 10829080 MLS

Welcome to 166 Sullivan Drive in Homer, where there's plenty to enjoy both inside and out. The main level features a split-bedroom floor plan with hardwood flooring and high ceilings, creating an open, comfortable feel while still giving everyone their own space. The finished basement adds even more flexibility with two finished rooms and a recently added bathroom. Plumbing has also been run for a second kitchen, opening up additional possibilities for how the lower level can be used. Outside is where this property really starts to stand apart. A new chlorine pool gives you your own place to cool off and enjoy summer afternoons, while the backyard also offers waterfront access to a small pond where you can fish right from your own property. Other thoughtful updates include a whole-home water filtration system and a two-car garage equipped with its own heat and air conditioning, along with custom cabinetry for added storage and workspace. And while the property offers plenty to enjoy at home, you're not far from everything you need. Located less than 10 minutes from I-85 at Banks Crossing, the home is convenient to shopping and dining while still offering the space and outdoor features that make it easy to enjoy time at home.

166 Sullivan Drive, Homer

$1,500,000

3 Beds ⋅ 4 Baths ⋅ 10828476 MLS

This property has SO much to offer and is in a highly sought after location! The main home is 3 bedrooms, 3 bathrooms ranch/barndo style home built in 2024 with high end finishes throughout and a complete wraparound covered porch! The property offers approximately 3,200 total square feet, including the brand new garage that was just added in 2026. The garage features two garage doors and a completely finished living space above with a full kitchen, full bathroom, bedroom, and porch that has a great view! It also has separate access from the main house, making it a great option for guests, a home office, or additional living space. Between the main house, the newly added garage living space, and the outdoor kitchen, the property offers three fireplaces total, including both electric and wood burning fireplaces, ensuring you have plenty of cozy spaces to enjoy year round! The home sits on almost 18 acres that are fully fenced, with a powered gated entrance, gate code, beautiful rock columns, and gorgeous landscaping. There is a stone finished outdoor kitchen with a wood burning fireplace and the perfect spot above the mantle for a large flat screen TV to watch football games, all right beside the custom in ground pool! The pool also features a covered swim up bar with barstools right in the water!! This outdoor setup is perfect for cookouts, football Saturdays, entertaining, or simply enjoying the property. PROFESSINAL PHOTOS COMING SOON!! ** This listing includes the additional 2.3-acre property featuring an approximately 4,000 sq. ft. shop/barn with around 900 sq. ft. of living space, including a kitchen area, located at 251 Oscar Rucker Road (TAX ID#: B40 020) **Both properties zoned ARR ***OPTIONS: Purchase both 251 Oscar Rucker Road (TAX ID#: B40 020) and 241 Oscar Rucker Road (TAX ID#: B39 038) totaling 19.85 acres or purchase 241 Oscar Rucker Road alone (TAX ID#: B39 038). Ask Listing Agent about what INCENTIVES are being offered by our preferred lender and don't miss your chance to own this beautiful property with endless possibilities! Please Note: Some listing photos have been virtually enhanced, altered, or brightened using AI and may appear different from actual conditions at the time of showing. Square footage is approximate. However, based on county tax records. Recent additions to main house on property may have affected square footage.

241/ 251 Oscar Rucker Road, Homer

$259,000

2 Beds ⋅ 3 Baths ⋅ 10826697 MLS

Townhouse at Chimney Oaks Golf Course, one of the most prestigious golf course communities in northeast GA!!! This spacious 2 bedroom 2.5 baths has the features of modern design and exceptional lifestyle. The open-concept layout seamlessly connects the living, dining, and kitchen areas. There is an office or craft room on the main with 1/2 bath for convenience. Olympic style Pool, Clubhouse, Workout Facility, Tennis Courts and Pickleball Courts. There is also an On-Site Restaurant. Why veer away from home when you have all this to keep you in shape and entertained. HUD HOMES are Sold As-Is. FHA Insured and qualifies for HUD's $100 down program! HUD case#106-556577. Set up an appointment today and make this your home. Go to www.hudhomestore.gov and www.olympusams-at.com for more details.

108 Indigo Circle, Homer

$359,000

3 Beds ⋅ 3 Baths ⋅ 10824790 MLS

Beautifully house sitting on 1 acres lot, fresh paint throughout, well maintained, move in ready, 3 bedrooms, 2.5 bath home in desirable neighborhood Hidden Lake subdivision. This home offers an ideal location near Tanger Outlet Mall of I-85 Exit #149, restaurants, major highways. No HOA.

161 Sullivan Drive, Homer

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