Banks Homes with Two Stories

Welcome to Banks County, Georgia, a hidden gem nestled in the heart of the North Georgia mountains. Known for its breathtaking landscapes and a tight-knit community, this county offers a perfect blend of rural charm and modern convenience. With its picturesque rolling hills, stunning views, and an abundance of outdoor activities, Banks County is an ideal place for families, retirees, and anyone looking to embrace a serene lifestyle.

One of the standout features of Banks County is its diverse housing options, particularly the stunning two-story homes that grace the area. These homes provide ample space for families, offering multiple levels that enhance both privacy and functionality. With spacious layouts, high ceilings, and often beautiful architectural details, two-story homes in Banks County are designed to cater to a variety of lifestyles.

Imagine waking up in your two-story sanctuary, with sun-drenched rooms and captivating views of the surrounding mountains. Whether you’re entertaining guests in your open-concept living area or enjoying quiet evenings in your cozy upstairs retreat, these homes are designed for comfort and style. Many of these properties also come with generous backyards, perfect for outdoor gatherings, gardening, or simply soaking in the natural beauty that surrounds you.

In addition to the stunning homes, Banks County is rich in amenities, including parks, local shops, and friendly neighborhoods. With excellent schools and a strong sense of community, it’s no wonder that many are choosing to call this charming county home. Discover your dream two-story home in Banks County today, and experience the perfect blend of comfort and Southern hospitality!

Newest Banks Homes with Two Stories

$599,900

4 Beds ⋅ 4 Baths ⋅ 7838992 MLS

PRIMARY SUITE ON THE MAIN, 1.45 ACRES, AND A FULL BASEMENT STUBBED FOR A BATH WITH EXTERIOR ACCESS IN CHIMNEY OAKS. Built in 2022, this popular Lily plan sits on one of the larger lots in the community, with a deep backyard, backed by trees for privacy. Inside, the main level is made for everyday living and easy hosting. A dedicated office with French doors sits just off the foyer, and the dining room features wainscoting and a built-in coffee bar. The kitchen has a large center island with seating, white cabinetry, stainless appliances, and a walk-in pantry, all open to the breakfast area and living room with a shiplap fireplace and wood mantel. The primary suite is on the main with a dual vanity bath, oversized zero-entry shower with bench, and walk-in closet. Laundry, a mudroom drop zone, and a half bath round out the main level. Upstairs, a spacious loft connects three bedrooms, including a second suite with its own private bath, plus two bedrooms sharing a bath with double vanity. The 2,011 sq ft unfinished basement is already framed, stubbed for a bath, and has its own exterior door to the backyard. It's ready for your plans: media room, gym, guest suite, or workshop. Enjoy mornings on the rocking chair front porch and evenings grilling on the back deck. Chimney Oaks offers an 18-hole championship golf course, Junior Olympic pool, fitness center, tennis courts, clubhouse with on-site restaurant and sports bar, and The Forge virtual golf. Room to spread out, inside and out, in one of Northeast Georgia's favorite golf communities.

130 Peachwood Lane, Homer

$359,000

4 Beds ⋅ 3 Baths ⋅ 7837920 MLS

The Chesire Plan built by Stephen Elliott Homes. Take advantage of the final/last home, and SAVE BIG! Quick Move-In! Welcome to your piece of golf retreat paradise! Located in the fantastic community of Chimney Oaks, decompress with the countless amenities offered such as an olympic sized swimming pool, tennis courts galore, restaurant, golf, and MORE! This fantastic home welcomes you with an airy and bright 2-story foyer. The cozy family room with shiplap surround fireplace is overlooked by a chef's paradise kitchen outfitted with the latest stainless steel appliances, granite countertops, and snazzy tile backsplash. Directly off the kitchen you'll find a spacious formal dining room perfect for any holiday or every day occasion. Upstairs, your large primary suite welcomes you with double doors and is equipped with trey ceiling and sitting room, leading to your own spa-like wonderland with tile floor/shower, huge garden tub, and cultured marble countertops. The secondary bedrooms are amply furnished with plenty of space and walk in closets. Out back you are greeted with a sleek patio just waiting for you to set up the grill and get cooking those summer meals! Don't miss out on your limited opportunity to be a part of this awesome community. Call TODAY! Ask about our $10,000 Any Way You Want It* Incentive with the use of the Seller's preferred lender with binding contract by 09/30/2026.

145 Greenview Court, Homer

$451,535

4 Beds ⋅ 4 Baths ⋅ 7837546 MLS

Open Door Home. Fairfield on Lot 20A. Discover this move-in ready 4-bedroom home in Homer, GA, where country club amenities meet the relaxed feel of country living. Built in 2026, 166 Classic Overlook offers 2,344 sq ft, 3.5 baths, a thoughtful primary suite, upgraded kitchen, covered outdoor living, and access to an amenity-rich golf course community. Imagine coming home and feeling like the weekend has already started. At 166 Classic Overlook, “country club living in the country” means having recreation, dining, relaxation, and a beautiful new home all within your community. Set on a .2-acre lot, this move-in ready 2026 home welcomes you with 4 bedrooms, 3.5 baths, and 2,344 sq ft designed around how you actually live. The kitchen pairs ash-colored 42-inch cabinets with quartz countertops and a double oven, creating a bright, polished space for weeknight dinners and gatherings. A wood-burning fireplace adds warmth when the weather cools, while the covered back patio with ceiling fan invites you outside when Georgia evenings are calling. The primary suite creates a retreat of its own with a spa-style shower featuring dual shower heads, a separate water closet, and a primary closet that connects directly to the laundry room. Even the garage offers something extra: a tandem golf course configuration with a third door. Beyond your front door, enjoy a golf course community with tennis and pickleball, a junior-size Olympic swimming pool with splash zone, snack bar, fitness center, indoor golf analysis range with sports bar, restaurant, and 19th Hole bar. Annual HOA dues are $1,365, and Tanger Outlets in Commerce is conveniently nearby. If you have been searching for a 4-bedroom home in Homer, GA that combines new construction comfort with a resort-inspired lifestyle, 166 Classic Overlook deserves a closer look. **Interior Stock Photos Being Used**

166 Classic Overlook, Homer

$349,900

4 Beds ⋅ 3 Baths ⋅ 7837139 MLS

Beautiful 4-bedroom, 3-full-bath home located in a quiet cul-de-sac with NO HOA! This well-maintained, only 4-year-old home offers a highly desirable floor plan featuring a bedroom and full bathroom on the main level, perfect for guests, in-laws, or a second primary suite. Upstairs you'll find three additional bedrooms and two full bathrooms, including the primary suite. Enjoy high ceilings, spacious living areas, and a 2-car garage with an extended driveway offering parking for approximately 6 vehicles. Situated in a peaceful setting, this move-in-ready home offers comfort, space, and flexibility without the restrictions of an HOA. A wonderful opportunity you don't want to miss!.

115 Brookside Ct, Lula

$469,000

4 Beds ⋅ 4 Baths ⋅ 7832370 MLS

Spectacular Two Story Cottage in the foothills of the North Georgia Mountains. Windy Knoll is known for its breath taking mountain views and luxury homes and no HOA. This renovated home with 4 bedrooms and 3.5 bathrooms has a full finished basement with in-law suite, Two fireplaces, screened porch, back deck, Circular drive and an additional drive below. The basement level has a private level entrance with huge patio. ROCK SOLID and maintained with extreme care, great precision, and close attention to every small detail. Newer roof, HVAC, 25 year warranty Rhino Shield exterior paint, all NEW VINYL WINDOWS being installed with a lifetime warranty. Oversized garage with workshop area and access to patio. Windy Knoll does not have an HOA. just 2 miles to Hwy 365 at Duncan Bridge Rd and half a mile into Baldwin. 25 minutes to Gainesville, close to Piedmont College, Cornelia and Clarkesville. 101 Hancock Way is surrounded by Habersham County and just barely into the NW section of Banks County. Close to great golf at Apple Mountain. Quick trip to Tallulah Falls. Just minutes to the best hiking trails at Chenocetah Mountain and Lake Russell. 40 minute straight shot to UGA on 441.

101 Hancock Way, Baldwin

$436,000

4 Beds ⋅ 4 Baths ⋅ 7827606 MLS

INCREDIBLE BUYER INCENTIVES: $7,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $7,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. This Maysville home sits on a generous wooded lot with a bright, classic exterior and a broad lawn. Inside, the main living area features durable wood-look flooring, abundant windows, and a fireplace that anchors the room. The kitchen includes a center island, ample cabinetry, visible stainless-steel appliances, and an easy connection to the dining and living spaces. Bedrooms are clean and neutral, with multiple baths adding everyday function. A raised covered deck overlooks the backyard, while the unfinished basement and attached garage add useful storage, hobby, or future-flex space. Fresh interior finishes help the home feel clean, open, and ready for everyday living. Included 100-Day Home Warranty with buyer activation

522 Mountain Creek Drive, Maysville

$359,000

3 Beds ⋅ 3 Baths ⋅ 7819866 MLS

Beautifully house sitting on 1 acres lot, fresh paint throughout, well maintained, move in ready, 3 bedrooms, 2.5 bath home in desirable neighborhood Hidden Lake subdivision. This home offers an ideal location near Tanger Outlet Mall of I-85 Exit #149, restaurants, major highways. No HOA.

161 Sullivan Drive, Homer

$879,000

5 Beds ⋅ 4 Baths ⋅ 7818194 MLS

Modern Farmhouse Ranch on 4.29 Acres Striking ranch-style modern farmhouse set on a private 4.29-acre lot, minutes from I-85 and Tanger Outlets. Soaring ceilings throughout, 13 ft in the dining room, 12 ft in the living room, 10 ft everywhere else, filling the home with natural light and giving every space a bright, airy feel. All bedrooms, including the master, plus the laundry room, are conveniently located on the main level. Upstairs offers a private bedroom with a walk-in closet and full bath, ideal for guests, in-laws, or a home office retreat. The kitchen is a showstopper: large and open with an abundance of counter space, anchored by a massive 5' x 10' island perfect for entertaining. Commercial-grade appliances include a 48" gas range and a professional Frigidaire double refrigerator/freezer. A large pantry with its own sink and faucet adds serious everyday function, and the oversized main-level laundry room keeps household flow easy. Indoor-outdoor living is the centerpiece here. A 16 ft sliding door opens fully to merge the living space with a covered patio and outdoor kitchen, perfect for entertaining. The backyard is already prepped and ready for a pool. A 3-car garage includes an attached side storage room for extra equipment, tools, or seasonal gear. Reach out with any questions today!

860 W Ridgeway Road, Maysville

$895,000

4 Beds ⋅ 4 Baths ⋅ 7817653 MLS

ESTATE LIVING JUST A GOLF CART RIDE FROM CHIMNEY OAKS GOLF COURSE. Set on two private acres with no HOA, outside city limits in Banks County, this four-sided brick estate home offers 4 bedrooms, 3.5 baths, and 3,582 square feet of beautifully appointed living space, plus an entertaining setup genuinely rare in Northeast Georgia. Behind the mature, established landscaping and upgraded irrigation system sits a meticulously cared-for property with a NEW ROOF, newer water heaters, and an encapsulated crawlspace, meaning the big-ticket items are already handled. The backyard is where this property truly separates itself. An in-ground pool anchors an expansive patio and outdoor living space, with a POOL HOUSE just steps away that offers ideal multi-generational living space for extended family or guests and works equally well as a home gym or poolside entertaining hub. Inside, soaring ceilings set the tone, and the kitchen combines granite countertops and a new Cafe line appliance package in a space built for everyday living and effortless entertaining. A private upper-level bedroom suite and additional flexible living space adapt to your needs. All of this comes with the privacy of acreage, none of the restrictions of a neighborhood, and Chimney Oaks minutes away. Full photo gallery and 3D tour now available. Pool house square footage is not included in the listed heated/cooled square footage. Three photos are virtually staged to show furniture placement potential. Schedule your private showing today. Virtual staging used in 3 photos to demonstrate room potential; property is unfurnished in those spaces.

1077 Scales Creek Road, Homer

$476,810

4 Beds ⋅ 3 Baths ⋅ 7814935 MLS

Open Door Home. Peachwood plan Lot 44c. Imagine waking up in a brand new home inside the Chimney Oaks Golf Course community, where mornings can start with coffee on the deck and evenings end with a golf cart ride through the neighborhood. This is the PEACHWOOD floor plan on a basement in the Cottages section on Lot 44c, designed for comfortable everyday living with plenty of space to gather, relax, and enjoy the lifestyle that comes with living in a golf community. As soon as you walk inside, the home feels open, bright, and welcoming. The main living area features soaring 9-foot ceilings and a spacious layout that flows naturally from the living room into the kitchen and dining space, making it easy to host friends or simply enjoy a quiet night at home. The kitchen is truly the heart of the home, with granite countertops, a large center island, and stainless steel appliances, that make cooking and entertaining simple and enjoyable. Just off the living area, a covered back deck offers a peaceful spot to unwind after a long day. One of the most loved features of this home is the primary suite on the main level, giving homeowners the convenience of main-floor living. The primary bathroom includes double vanities, an oversized shower, and a large walk-in closet designed to keep everything organized and accessible. The main level also includes a flex room that can easily become a home office, dining room, or creative space depending on your needs. The laundry room is also located on the main floor. Upstairs, the home opens into a generous loft area that works perfectly as a media space, playroom, or second living area. Three additional bedrooms and a spacious bathroom with double vanities and full tile finishes provide plenty of room for family or guests. Living in Chimney Oaks means more than just owning a beautiful home. Residents enjoy access to incredible community amenities including a Junior Olympic-size pool, tennis courts, fitness center, clubhouse, conference room, and on-site restaurant. It’s a community built around connection, recreation, and the relaxed lifestyle that comes with golf course living. If you’ve been searching for a new construction home in a golf course community with a primary suite on the main level, this one offers the space, style, and lifestyle that make a house truly feel like home. **Interior Stock Photos being used**

161 Applewood Way, Homer

$274,999

3 Beds ⋅ 3 Baths ⋅ 7810081 MLS ⋅ Chimney Oaks BLDG.

124 Greenview Court, Homer, GA offers a rare opportunity to own the only true end-unit currently available backing directly to the scenic Chimney Oaks Golf Course. Perfectly positioned with wooded privacy, golf course views, and additional green space beside the home, this beautifully maintained townhome combines a premium location with thoughtful upgrades throughout. Featuring the highly sought-after Amora floor plan, the home offers an open, functional layout designed for both everyday living and entertaining. Inside, you'll find a bright and spacious living area that flows seamlessly into the stylish kitchen, complete with granite countertops, stainless steel appliances, a smart refrigerator, and plenty of cabinet and counter space. Custom lighting has been added throughout the home, creating a warm, modern feel in every room. Every window is outfitted with custom top-down, bottom-up blinds, allowing you to maximize natural light while maintaining privacy. The oversized primary suite offers a relaxing retreat with a spacious walk-in closet and a well-appointed bath featuring dual vanities and a large walk-in shower. Upstairs also includes generously sized secondary bedrooms, a versatile loft that's perfect for a second living area, media room, or home office, a full hall bathroom, and the convenience of a smart washer and dryer that will remain with the home. Additional upgrades continue into the garage with a professionally finished epoxy floor, creating a clean and polished space for parking, storage, or hobbies. Step outside to your private patio where the included outdoor fire pit and patio furniture create the perfect space to unwind while enjoying peaceful wooded surroundings and golf course views. The spacious backyard and end-unit location provide a level of privacy and outdoor space rarely found in townhome living. Located in the highly desirable Chimney Oaks community, residents enjoy the beauty of an 18-hole championship golf course, clubhouse, restaurant, walking paths, and a peaceful setting while remaining conveniently located to Commerce, Banks Crossing, and I-85. If you've been searching for a move-in ready home with premium upgrades, smart home conveniences, exceptional outdoor living, and one of the best lots in the community, 124 Greenview Court is a must-see.

124 Greenview Court, Homer

$1,695,000

3 Beds ⋅ 3 Baths ⋅ 7808421 MLS

A rare 34+/- acre retreat offering true privacy, wide open land, and an oversized workshop built for any lifestyle. The property is split into two usable pastures - the northern section covers roughly 10 gently sloped acres with an elevated home site and sweeping views, well suited for horses or outdoor recreation. To the south, about 3 flat acres provide room for a riding arena, garden space, a barn, or livestock, with enough level ground to lay out a soccer, football, or small baseball field. A private stocked pond adds to the setting. Enter through the gated drive past 10 RV hookups for visiting guests, continue by the pond, and arrive at the custom home paired with a 3,750 SF detached shop. Inside, a spacious guest bedroom with full bath sits on the entry level, while the upstairs main living area opens up with tall ceilings, tons of natural light, and a kitchen that flows straight into the family room. The primary suite is tucked beside the kitchen with plenty of room for a king bed, a spa-style bath, and an oversized closet. Take in mountain views from the large deck during the day, or clear night skies once the sun goes down out here in the country. The shop itself is the real highlight - fully finished with an office, storage, lounge area, and full bath, ready for a business, hobby space, or anything you can dream up. With agricultural zoning already in place, the options for this property are nearly limitless. Conveniently located about 10 minutes from SK Innovation in Commerce.

221 Columbus Drive, Homer

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