Banks County Homes under $250,000

Welcome to Banks County, Georgia—a hidden gem in the heart of the Peach State! Nestled in the picturesque foothills of the Blue Ridge Mountains, Banks County offers a delightful blend of natural beauty and small-town charm. With its lush landscapes, friendly communities, and rich history, this county is perfect for those seeking a tranquil lifestyle without sacrificing modern conveniences.

One of the most appealing aspects of Banks County is its affordability. Here, you can find a variety of homes under $250,000, making it an ideal destination for first-time homebuyers, families, or anyone looking to invest in real estate. These homes often feature spacious yards, inviting interiors, and access to the county's recreational amenities, such as parks, hiking trails, and nearby lakes.

The town of Homer, the county seat, boasts a quaint downtown area filled with local shops, eateries, and a warm community spirit. Just a short drive away, you can explore the vibrant city of Gainesville, offering additional shopping, dining, and entertainment options. For nature lovers, the nearby Lake Hartwell and the Chattahoochee National Forest provide endless opportunities for outdoor adventures.

With its affordable housing market, stunning landscapes, and a close-knit community atmosphere, Banks County is an ideal place to call home. Whether you’re looking for a cozy cottage or a family-friendly abode, you’ll find that your dream home is well within reach. Come discover the charm of Banks County—your perfect slice of Georgia awaits!

Newest Banks County Homes under $250,000

$218,900

1 Beds ⋅ 1 Baths ⋅ 10851156 MLS

Charming cottage style home on .73 acres!! This home offers an easy, low maintenance lifestyle with durable vinyl siding, metal roof and trex decking. Inside, the floor plan creates a comfortable and welcoming living space, while the kitchen offers ample cabinet and counter top space and natural daylight. Outside is where this home really shines with mature trees, plenty of open space, garden spot, and a chicken coop. From the back deck enjoy the view of the neighbors pond and take in the peaceful surroundings. Room to garden, entertain, and simply enjoy the quiet setting. Plus an attic and crawl space both offer additional storage. A blend of country charm yet close to shopping and modern conveniences. Move in ready! Easy to maintain! Surrounded by nature! This home is ready for its new owner!

613 Chambers Road, Commerce

$169,900

3 Beds ⋅ 2 Baths ⋅ 10850621 MLS

Situated on over 4 acres, this 3-bedroom, 2-bath ranch offers plenty of space, privacy, and potential. The home features a functional single-level layout along with an unfinished basement, providing additional space and plenty of possibilities for future use. The property is in need of renovation, making it a great opportunity for an investor or buyer looking to create a home tailored to their own vision. With over 4 acres of land, there is plenty of room to enjoy added privacy, outdoor space, and the possibilities that come with a larger property. Whether you're looking for your next renovation project, investment, or a property to transform into your own, this one offers a strong foundation and plenty of upside.

350 Mitchell Road, Maysville

$169,900

3 Beds ⋅ 2 Baths ⋅ 7837473 MLS

350 Mitchell Road, Maysville

$197,700

3 Beds ⋅ 2 Baths ⋅ 10839528 MLS

Enjoy low-traffic country living on this flat, fully cleared 2.4-acre lot in Banks County (with a Danielsville mailing address) served by Banks County schools. This move-in ready home features a recently renovated interior complete with fresh paint, new flooring, custom accent walls, and updated lighting fixtures throughout. The stylishly upgraded kitchen offers sleek quartz countertops, new plumbing fixtures, and modern stainless steel appliances, while a brand-new HVAC unit ensures year-round comfort and peace of mind. Out back, a spacious metal building offers heavy-duty storage, workshop space, or potential shelter for farm animals on your very own mini-farm. Situated on a permanent foundation with the title in hand ready to be retired at closing, this property is fully eligible for FHA, Conventional, or VA financing. Schedule your private tour today to experience this ideal slice of North Georgia land!

820 E County Line Road, Danielsville

$170,000

3 Beds ⋅ 2 Baths ⋅ 10834252 MLS

Bring your vision and make this property your own! This 3 bedroom, 2 bath mobile home sits on 5 acres with frontage along Grove Creek, offering plenty of space, privacy, and potential. The home is in need of remodeling, making it a great opportunity for someone looking to renovate and customize a property to fit their needs. Outside, you'll find a shop with power along with two additional buildings, providing plenty of space for storage, equipment, hobbies, or projects. With 5 acres to enjoy, Grove Creek frontage, multiple outbuildings, and plenty of possibilities, this property could make a great homestead, investment property, or peaceful country retreat. Bring your ideas and see the potential this property has to offer.

123 Indian Village Drive, Maysville

$229,000

4 Beds ⋅ 2 Baths ⋅ 10834218 MLS

Looking for privacy, acreage, and river frontage? This 4 bedroom, 2 bath home sits on 5.74 acres with frontage along Grove Creek in Maysville, Banks County, Georgia. Conveniently located just off Highway 98, the property offers a great combination of peaceful country living and easy access to nearby towns and amenities. The home needs some TLC, making it a great opportunity for buyers looking to renovate and make it their own. With 5.74 acres, plenty of room to enjoy the outdoors, and Grove Creek running along the property, there's tons of potential here for a private homestead, mini farm, or country retreat. Bring your ideas and make this property your own. Acreage, creek frontage, four bedrooms, and a convenient Banks County location make this property one you don't want to miss.

111 Indian Village Drive, Maysville

$165,000

2 Beds ⋅ 1 Baths ⋅ 10828457 MLS

Charming 2-bedroom, 1-bath home situated on 0.46 acres, offering a great opportunity. The property provides a comfortable layout with plenty of outdoor space and room to make it your own. Seller is leaving the home fully furnished, making this an easy move-in opportunity or an attractive option for an investment property. As an added incentive, the seller is offering $3,000 toward the buyer's closing costs with an acceptable offer. Don't miss this opportunity to own an affordable home with acreage, furnishings included, and seller-paid closing cost assistance!

247 Highway 323, Maysville

$228,000

2 Beds ⋅ 3 Baths ⋅ 10826697 MLS

Townhouse at Chimney Oaks Golf Course, one of the most prestigious golf course communities in northeast GA!!! This spacious 2 bedroom 2.5 baths has the features of modern design and exceptional lifestyle. The open-concept layout seamlessly connects the living, dining, and kitchen areas. There is an office or craft room on the main with 1/2 bath for convenience. Olympic style Pool, Clubhouse, Workout Facility, Tennis Courts and Pickleball Courts. There is also an On-Site Restaurant. Why veer away from home when you have all this to keep you in shape and entertained. HUD HOMES are Sold As-Is. FHA Insured and qualifies for HUD's $100 down program! HUD case#106-556577. Set up an appointment today and make this your home. Go to www.hudhomestore.gov and www.olympusams-at.com for more details.

108 Indigo Circle, Homer

$130,000

1 Beds ⋅ 1 Baths ⋅ 10815521 MLS

Escape to your own private retreat with this efficient 1-bedroom, 1-bathroom single-wide mobile home nestled on just shy of two acres of beautiful, mature Georgia woodlands. Perfect for first-time homebuyers, downsizers, or anyone looking for a potential investment opportunity, this property offers ultimate privacy without sacrificing convenience. Unbeatable Privacy: Tucked away on a nearly 2-acre wooded lot, providing a natural buffer and a serene country atmosphere. The single-wide layout maximizes functionality, making it easy to clean, heat, and maintain. Enjoy the quiet of rural living while being just minutes away from downtown Commerce, local shopping, dining, and easy access to I-85. A brief 10 minutes drive to The Shoppes at Banks Crossing! Bring your pets, start a garden, or clear space for an outdoor fire pit and workshop-there is plenty of room to expand and enjoy the land. Whether you are looking for an affordable primary residence or a smart rental investment, this unique property offers a rare combination of acreage and affordability in Banks County. Schedule your tour today and experience the peace and quiet for yourself!

157 Neal Valley Lane, Commerce

$130,000

1 Beds ⋅ 1 Baths ⋅ 7812999 MLS

Escape to your own private retreat with this efficient 1-bedroom, 1-bathroom single-wide mobile home nestled on just shy of two acres of beautiful, mature Georgia woodlands. Perfect for first-time homebuyers, downsizers, or anyone looking for a potential investment opportunity, this property offers ultimate privacy without sacrificing convenience. Unbeatable Privacy: Tucked away on a nearly 2-acre wooded lot, providing a natural buffer and a serene country atmosphere. The single-wide layout maximizes functionality, making it easy to clean, heat, and maintain. Enjoy the quiet of rural living while being just minutes away from downtown Commerce, local shopping, dining, and easy access to I-85. A brief 10 minutes drive to The Shoppes at Banks Crossing! Bring your pets, start a garden, or clear space for an outdoor fire pit and workshop—there is plenty of room to expand and enjoy the land. Whether you are looking for an affordable primary residence or a smart rental investment, this unique property offers a rare combination of acreage and affordability in Banks County. Schedule your tour today and experience the peace and quiet for yourself!

157 Neal Valley Lane, Commerce

$238,000

3 Beds ⋅ 2 Baths ⋅ 7802177 MLS

*PRICE IMPROVEMENT* Welcome to 3561 YONAH HOMER ROAD, ALTO in BANKS COUNTY! Located on over 2.5 acres, this renovated 3 bedroom/2 bath mobile home on a permanent foundation offers the perfect blend of comfort, privacy, and the country. Fresh paint, inside and outside, new roof, new flooring, new porch/railing, new underpinning, along with many more updates. One of the main exterior features are the custom made cedar wooden shutters. You have nothing left to do except to move in! Live in the country, but conveniently located to everything...you are 10 minutes to Homer and Lula, 15 minutes to Cornelia, 25 minutes to Gainesville, 20 minutes to Commerce, 50 minutes to Athens, around 1 hour to Atlanta, and a short drive to the North GA Mountains and surrounding Lakes. If quiet and peaceful living is what you are looking for...this is it.

3561 Yonah Homer Road, Alto

$238,000

3 Beds ⋅ 2 Baths ⋅ 10801982 MLS

PRICE IMPROVEMENT!! Welcome to 3561 YONAH HOMER ROAD, ALTO in BANKS COUNTY! Located on over 2.5 acres, this renovated 3 bedroom/2 bath mobile home on a permanent foundation offers the perfect blend of comfort, privacy, and the country. Fresh paint, inside and outside, new roof, new flooring, new porch/railing, new underpinning, along with many more updates. One of the main exterior features are the custom made cedar wooden shutters. You have nothing left to do except to move in! Live in the country, but conveniently located to everything...you are 10 minutes to Homer and Lula, 15 minutes to Cornelia, 25 minutes to Gainesville, 20 minutes to Commerce, 50 minutes to Athens, around 1 hour to Atlanta, and a short drive to the North GA Mountains and surrounding Lakes. If quiet and peaceful living is what you are looking for...this is it.

3561 Yonah Homer Road, Alto

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