Banks County Homes under $400,000

3 Beds ⋅ 2 Baths ⋅ 7851919 MLS

Welcome home to peaceful country living in Lula, Georgia! This spacious 3-bedroom, 2-bath home sits on 2.46 acres, offering plenty of room to spread out both inside and out. Surrounded by mature trees on the sides and back of the property, you'll enjoy a private, peaceful setting while still being conveniently located to everyday amenities. Inside, you'll find a spacious kitchen featuring a large island, along with a pantry and a dedicated laundry room. New granite counters and new water proof flooring through kitchen, dining area, and utility room! The three bedrooms offer generous closet space, and the home provides plenty of flexibility for comfortable living, entertaining, and making the space your own. A roomy sunroom provides the perfect spot to enjoy your morning coffee while taking in the peaceful backyard views. Home is on a permanent foundation. Outside, there's plenty of space to enjoy the property, including a nice driveway, a storm shelter, a storage shed, and an additional shed/carport area for parking. Whether you're looking for space for your family, room to entertain, or simply a little more privacy and breathing room, this property offers plenty of potential. Priced at $274,000 and offered AS IS, this home is ready for its next owners to bring their vision and make it their own. Come see all that this property has to offer and discover the possibilities waiting for you in Lula!

123 Westmoreland Road, Lula

$274,000

3 Beds ⋅ 2 Baths ⋅ 10870067 MLS

Welcome home to peaceful country living in Lula, Georgia! This spacious 3-bedroom, 2-bath home sits on 2.46 acres, offering plenty of room to spread out both inside and out. Surrounded by mature trees on the sides and back of the property, you'll enjoy a private, peaceful setting while still being conveniently located to everyday amenities. Inside, you'll find a spacious kitchen featuring a large island, along with a pantry and a dedicated laundry room. New granite counters and new water proof flooring through kitchen, dining area, and utility room! The three bedrooms offer generous closet space, and the home provides plenty of flexibility for comfortable living, entertaining, and making the space your own. A roomy sunroom provides the perfect spot to enjoy your morning coffee while taking in the peaceful backyard views. Home is on a permanent foundation. Outside, there's plenty of space to enjoy the property, including a nice driveway, a storm shelter, a storage shed, and an additional shed/carport area for parking. Whether you're looking for space for your family, room to entertain, or simply a little more privacy and breathing room, this property offers plenty of potential. Priced at $274,000 and offered AS IS, this home is ready for its next owners to bring their vision and make it their own. Come see all that this property has to offer and discover the possibilities waiting for you in Lula!

123 Westmoreland Road, Lula

$389,000

3 Beds ⋅ 3 Baths ⋅ 10869848 MLS

Some homes check the boxes. This one makes you want to stay. Built in 2024, this three-bedroom, two-and-a-half-bath ranch in Chimney Oaks blends inviting spaces, thoughtful design, and the charm of small-town living with a community that gives you so much to enjoy. High ceilings and an open-concept layout bring the living room, kitchen, and dining area together beautifully, creating a space where everyday moments feel a little more special. The oversized kitchen island is the heart of it all. Imagine slow Saturday breakfasts, friends gathering around appetizers, and conversations that carry well beyond dinner. A split-bedroom floor plan offers welcome privacy, while the primary suite features a tile shower and double vanity for a relaxing place to begin and end your day. And to top it off, it has it's very own sprinkler system. Set within Chimney Oaks, home to an 18-hole championship golf course, this property offers the best of both worlds: the warmth of a small town and the energy of a community with something to look forward to. Spend the day on the course, connect with neighbors, or head out to explore everything Northeast Georgia has to offer. Located in the Banks County school system with convenient access to I-85, you're within easy reach of Athens, Gainesville, and the North Georgia Mountains. Whether your next chapter calls for more adventure, more connection, or simply a beautiful place to come home to, this home deserves a spot at the top of your list. Come experience what makes it so special. You may find yourself imagining your life here before you even leave.

158 Applewood Way, Homer

$289,000

3 Beds ⋅ 3 Baths ⋅ 7851116 MLS

OWNER FINANCING POTENTIAL ON THE GOLF COURSE. Seller may consider financing for qualified buyers, terms negotiable at offer. PREMIUM FAIRWAY VIEW. This end-unit townhome in Chimney Oaks sits on a premium lot with a wide, open view of the course, and the screened porch is built to enjoy it: coffee before your tee time, a stone fireplace for cool evenings after the round, and a space that works well past golf season. Built by the original Chimney Oaks developer, from the generation of townhomes designed with the primary on the main level. Newer builds here put every bedroom upstairs, so this floor plan is hard to find. 3 bedrooms, 2.5 baths, 1,662 square feet. The open main level connects kitchen, dining, and living, with granite countertops, stainless steel appliances, and a large island for easy entertaining. Two more bedrooms and a full bath upstairs for guests. END UNIT, sharing only one wall. The HOA covers landscaping, exterior maintenance, and pest control, so weekends go to golf instead of yard work. Community amenities include a Junior Olympic-sized pool, fitness center, tennis courts, on-site restaurant and sports bar, and The Forge with virtual golf. *Some photos are virtually staged to illustrate the potential of the space.

130 Magnolia Place, Homer

$395,000

3 Beds ⋅ 2 Baths ⋅ 10869101 MLS

Newly renovated Homer retreat on 1.43 private acres featuring a finished detached workshop! This 3-bed, 2-bath Craftsman ranch showcases tongue-and-groove vaulted ceilings, a stone fireplace, and durable LVP flooring throughout. The open, split-bedroom layout features walk-in closets in every bedroom, and centers around an entertainer's kitchen equipped with quartz countertops, a generous prep island with bar seating, custom open shelving, and stainless appliances. The private primary suite boasts a spa-inspired bath with a custom-tiled walk-in shower, freestanding soaking tub, walk-in closet, and direct porch access. Exterior living shines with an expansive wrap-around covered porch, screened deck, and a finished detached workshop/garage complete with electricity, running water, and covered parking. Peace-of-mind mechanicals include a 2-year-old HVAC heat pump and recently serviced septic.

443 Athens Street, Homer

$289,000

3 Beds ⋅ 3 Baths ⋅ 10869074 MLS

OWNER FINANCING POTENTIAL ON THE GOLF COURSE. Seller may consider financing for qualified buyers, terms negotiable at offer. PREMIUM FAIRWAY VIEW. This end-unit townhome in Chimney Oaks sits on a premium lot with a wide, open view of the course, and the screened porch is built to enjoy it: coffee before your tee time, a stone fireplace for cool evenings after the round, and a space that works well past golf season. Built by the original Chimney Oaks developer, from the generation of townhomes designed with the primary on the main level. Newer builds here put every bedroom upstairs, so this floor plan is hard to find. 3 bedrooms, 2.5 baths, 1,662 square feet. The open main level connects kitchen, dining, and living, with granite countertops, stainless steel appliances, and a large island for easy entertaining. Two more bedrooms and a full bath upstairs for guests. END UNIT, sharing only one wall. The HOA covers landscaping, exterior maintenance, and pest control, so weekends go to golf instead of yard work. Community amenities include a Junior Olympic-sized pool, fitness center, tennis courts, on-site restaurant and sports bar, and The Forge with virtual golf. *Some photos are virtually staged to illustrate the potential of the space.

130 Magnolia Place, Homer

$325,000

3 Beds ⋅ 2 Baths ⋅ 10868913 MLS

SHE'S A BRICK HOUSE - Don't let that pretty siding fool you! This home is SOLID block, has been freshly and beautifully remodled and has a block workshop already fitted for an air compressor and plumbed your pneumatic tools. The Country Boy wood stove will keep you TOASTY all winter and is a beautiful focal point for the massive living room! There is a nice back deck to enjoy your privacy. Quiet, established neighborhood with longtime residents. Newer A/C and water heater, laundry can be upstairs or in the basement. New remodel includes: *New flooring throughout * Fresh paint * New interior doors * New light fixtures, switches and outlets * New countertops and refaced - all wood - cabinets * New metal roof on workshop * New decking and handrails on deck * New bathroom in master * All stainless appliances * House is all electrick with natural gas available. City water and sewer.

570 Baldwin Falls Road, Baldwin

$340,000

3 Beds ⋅ 2 Baths ⋅ 10857404 MLS

WELCOME HOME... to easy one-level living in this beautifully maintained 3-bedroom, 2-bath ranch, where a thoughtful split-bedroom floor plan, flexible living spaces, and a fantastic screened porch come together to create a home that is as comfortable as it is inviting. From the moment you step inside, the welcoming entry opens into a living room that serves as the heart of the home. Just off the entry foyer, a versatile flex room-originally designed as a formal dining room-offers endless possibilities as a home office, dining room, playroom, sitting area, or hobby space. The spacious kitchen is open to the dining area and the living room and provides plenty of room for everyday meals and gatherings, while the desirable split-bedroom layout offers added privacy. The spacious primary suite is tucked away from the two secondary bedrooms and features its own private bath, creating a comfortable retreat at the end of the day. Step outside and discover one of this home's standout features-a large screened-in porch with plenty of room for relaxing and entertaining. It's the perfect place to enjoy morning coffee, unwind in the evening, or spend time with family and friends while enjoying the outdoors. Beyond the porch, the private fenced backyard provides additional space for pets, gardening, recreation, or simply enjoying your own outdoor retreat. Located in a well-kept community with **NO HOA**, this home offers the relaxed feel of North Georgia living without the added restrictions and dues of a homeowners association. Enjoy the small-town charm and community atmosphere of the Lula area while remaining conveniently connected to Gainesville and major travel routes, with access to both I-985 and I-85. Shopping, dining, everyday conveniences, and the amenities of Gainesville are all within easy reach. Well maintained, move-in ready, and filled with spaces designed to be enjoyed, this inviting ranch combines comfortable one-level living, a private fenced yard, an exceptional screened porch, and the freedom of a NO-HOA community. Come see what makes it feel like home!

128 Waterford Glen Drive, Lula

$340,000

3 Beds ⋅ 2 Baths ⋅ 7847549 MLS

WELCOME HOME... to easy one-level living in this beautifully maintained 3-bedroom, 2-bath ranch, where a thoughtful split-bedroom floor plan, flexible living spaces, and a fantastic screened porch come together to create a home that is as comfortable as it is inviting. From the moment you step inside, the welcoming entry opens into a living room that serves as the heart of the home. Just off the entry foyer, a versatile flex room—originally designed as a formal dining room—offers endless possibilities as a home office, dining room, playroom, sitting area, or hobby space. The spacious kitchen is open to the dining area and the living room and provides plenty of room for everyday meals and gatherings, while the desirable split-bedroom layout offers added privacy. The spacious primary suite is tucked away from the two secondary bedrooms and features its own private bath, creating a comfortable retreat at the end of the day. Step outside and discover one of this home's standout features—a large screened-in porch with plenty of room for relaxing and entertaining. It's the perfect place to enjoy morning coffee, unwind in the evening, or spend time with family and friends while enjoying the outdoors. Beyond the porch, the private fenced backyard provides additional space for pets, gardening, recreation, or simply enjoying your own outdoor retreat. Located in a well-kept community with **NO HOA**, this home offers the relaxed feel of North Georgia living without the added restrictions and dues of a homeowners association. Enjoy the small-town charm and community atmosphere of the Lula area while remaining conveniently connected to Gainesville and major travel routes, with access to both I-985 and I-85. Shopping, dining, everyday conveniences, and the amenities of Gainesville are all within easy reach. Well maintained, move-in ready, and filled with spaces designed to be enjoyed, this inviting ranch combines comfortable one-level living, a private fenced yard, an exceptional screened porch, and the freedom of a NO-HOA community. Come see what makes it feel like home!

128 Waterford Glen Drive, Lula

$399,900

3 Beds ⋅ 1 Baths ⋅ 7845004 MLS

Historic 3BR/1BA farmhouse on 6.29 acres in Banks County, Commerce, GA. Built in 1928 and held by the same family for generations, this single-story home is being offered for sale for the first time. Nearly 2,000 square feet of living space with the original character and craftsmanship of a late-1920s Georgia Piedmont homestead, ready for renovation and personalization. The home offers a traditional layout with connected living spaces, natural light, and historical details throughout. Situated on 6.29 acres, the property provides open space suitable for a variety of uses including gardening, recreation, or future improvements. The land offers privacy and flexibility not commonly found in newer developments. Conveniently located on Highway 326 in Commerce with easy access to I-85, shopping, dining, and Tanger Outlets at Banks Crossing. Approximately 20 minutes to Athens. A once-in-a-generation opportunity for renovation buyers, investors, and families seeking a fixer-upper with acreage and history. Schedule your private tour today!

3213 Highway 326, Commerce

$399,900

3 Beds ⋅ 1 Baths ⋅ 10853793 MLS

Historic 3BR/1BA farmhouse on 6.29 acres in Banks County, Commerce, GA. Built in 1928 and held by the same family for generations, this single-story home is being offered for sale for the first time. Nearly 2,000 square feet of living space with the original character and craftsmanship of a late-1920s Georgia Piedmont homestead, ready for renovation and personalization. The home offers a traditional layout with connected living spaces, natural light, and historical details throughout. Situated on 6.29 acres, the property provides open space suitable for a variety of uses including gardening, recreation, or future improvements. The land offers privacy and flexibility not commonly found in newer developments. Conveniently located on Highway 326 in Commerce with easy access to I-85, shopping, dining, and Tanger Outlets at Banks Crossing. Approximately 20 minutes to Athens. A once-in-a-generation opportunity for renovation buyers, investors, and families seeking a fixer-upper with acreage and history. Schedule your private tour today!

3213 Highway 326, Commerce

$349,000

3 Beds ⋅ 2 Baths ⋅ 7844804 MLS

Welcome Home! Beautifully maintained Craftsman ranch nestled on a private, beautifully landscaped 1+ Acre lot. A charming rocking-chair front porch welcomes you into the spacious open living areas. The inviting family room features a stunning stone fireplace with gas logs, creating the perfect gathering space. The sunny kitchen offers stainless steel appliances, a pantry, and a center island/breakfast bar overlooking the breakfast area. A convenient laundry/mud room adds functionality. The desirable split-bedroom floor plan provides privacy, with two spacious guest bedrooms and a guest bath on one side of the home and a private owner's suite on the other. The primary suite features a ceiling fan, walk-in closet, and bath with double vanities and a relaxing garden tub. Step outside to the patio perfect for grilling and outdoor entertaining overlooking the beautifully landscaped private yard. A two-car side-entry garage and outdoor storage shed provide plenty of parking and storage for lawn equipment and more. Conveniently located near shopping, dining, recreation, and Tanger Outlets! This charming Craftsman ranch offers comfortable one-level living in a beautiful private setting.

129 Buckeye Point, Commerce

Banks County Homes under $400,000

Newest Banks County Homes under $400,000